Early Out Collection Efforts by Agency Not Subject to FDCPA, Judge Grants M…
Steel Rose
Defendant, Medical Financial Solutions sent plaintiff Nisha Palacio statements to collect money she owed to Amita Health, a facility where she’d received medical treatment. Those statements did not contain certain disclosures that debt collectors are required to include in their communications under the Fair Debt Collection Practices Act. Palacio filed...
READ MORECFPB Authority to Issue RFI Regarding Employer-Driven Debt in Doubt
The CFPB’s statutory authority to issue a recent request for information (RFI) regarding employer-driven debt is in doubt, which may…
CFPB Targets Student Loan Debt Relief Scam
On June 9, the CFPB filed a complaint and proposed order in California federal district court seeking final judgment against the owner of a…
CFPB Expansion of States’ Enforcement Authority May Be Illegal
The Consumer Financial Protection Bureau recently released a rule outlining the powers of states to enforce federal consumer financial laws…
Giardina Permanently Banned from Collection Industry
The Federal Trade Commission’s lawsuit against RCG Advances, LLC and Robert Giardina has led to a court order that permanently bans the…
How Johnny Depp Can Collect His $10.4 Million Award from Amber Heard
After a Virginia jury awarded Depp $10.4 million in compensatory and punitive damages for defamation, the “Pirates of the Caribbean” actor has…
Frivolous TCPA Claim Backfires on Plaintiff by $40K
A fellow named Nathen W. Barton was ordered to pay $40k in fees (it could have been a lot more)…
Did Agency Satisfy its Duty to Investigate 2019 Disputes in FCRA Case
In Fowler v. Preferred Collection & Mgmt. Servs., No. 8:21-cv-1038-WFJ-AAS (M.D. Fla. May 16, 2022), the court granted in part and…
Hunstein Argument Clarified Perfectly by District Court Judge
Although granting the motion to remand to State court, Judge Harry D. Leinenweber succintly clarified the Hunstein argument: "In summary we…
Motion to Dismiss CFPB FDCPA Complaint Explained by Debt Buyers' Attorney
Debt Buyers and investors file motion to dismiss a CFPB FDCPA complaint filed in January stating the CFPB does not…